Consilience discovers the signals that make your risk models more accurate — in days, not months.
Fast, Reliable Risk Modeling
Continuous feature discovery for the world’s best risk teams
Powered by AI, perfected by credit experts
Backed by Box Group - leading investor behind Stripe, Ramp, and Plaid
Your Models Are Only as Good as Your Features
Most credit teams spend months on manual feature engineering, testing one hypothesis at a time. Meanwhile:
Fraud patterns evolve faster than your model refresh cycles
Loss forecasts miss targets, forcing last-minute reserves
Third-party scores don't capture what makes your customers unique
Every missed signal is lost revenue or excess risk
Consilience: Your AI Co-Pilot for Credit Risk
Discover
Automatically surface thousands of feature candidates from your performance data. Our AI finds the signals your team would never have time to test manually.
Validate
Swap-in/swap-out analysis shows exactly which features move your KPIs—approval rates, DQ, loss forecasts, fraud detection. No black boxes.
Deploy
Build production-ready models in weeks. Integrate seamlessly with your existing stack. We never store your data.
Use Cases
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Discover new features that allow you to underwrite customers your competitors can’t. Use Consilience to build state-of-the-art underwriting models—and deepen your competitive edge.
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Reduce false positives. Increase approvals without raising losses.
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Hit your quarterly targets. Stop scrambling for last-minute reserves.
Why Consilience
What Makes Us Different
Built by Credit Experts
Our CEO built the first RL-based loan pricing system at Affirm (patented). We understand risk modeling from the inside.
Enterprise-Grade Security: SOC 2 compliance
Built on AWS. We never store your data—only the insights.
Fast Time-to-Value
Most customers see measurable model improvements within 8 weeks. Not 8 months.
No Black Boxes
Every feature comes with explainability. You own the models. We're the co-pilot, not the autopilot.
Built by Credit Experts
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Enterprise-Grade Security: SOC 2 compliance
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Fast Time-to-Value
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No Black Boxes
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Built by Credit Experts 〰️ Enterprise-Grade Security: SOC 2 compliance 〰️ Fast Time-to-Value 〰️ No Black Boxes 〰️
Ready to Make Your Models More Accurate?
See how Consilience discovers new features that drive real performance improvements.